groupemcb © 2024
Téléphone

(514) 400-8899

Adresse

18th floor 2000 Mansfield
Montreal, QC

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What we do

Our fees

We charge an annual advisory fee based on the total value of your combined accounts. This fee is billed monthly and is deducted from your investments. With this option there are no fees on any withdrawals. Our advisory rates below exclude GST/HST/PST.

TD Bank
TD International Growth Fund
MER 2.50
Investment 50 000$
Fees 1250$
TD Canadian Equity Fund
MER 2.19
Investment 50 000$
Fees 1095$
TD US blue chip equity fund
MER 2.38
Investment 50 000$
Fees 1190$
Groupe MCB
TD International Growth Fund F
MER 2.14
Investment 50 000$
Fees 1070$
TD Canadian Equity Fund F
MER 2.15
Investment 50 000$
Fees 1075$
TD US blue chip equity fund F
MER 2.30
Investment 50 000$
Fees 1100$
TD Bank
MER
Investment
Fees
TD International Growth Fund
TD Canadian Equity Fund
TD US blue chip equity fund
2.50
2.19
2.38
50 000$
50 000$
50 000$
1250$
1095$
1190$
Groupe MCB
MER + Fees (+tx)
Investment
Fees
TD International Growth Fund F
TD Canadian Equity Fund F
TD US Blue Chip Equity Fund F
0.99 + 1.15 = 2.14
1.00 + 1.15 = 2.15
1.05 + 1.15 = 2.30
50 000$
50 000$
50 000$
1070$
1075$
1100$

As you can see we can invest in the same exact funds as the bank and save you money on fees. This is an advantage stemming from our fee based investing practices. Although we can invest in the same funds at a discount, you will also have personalized ongoing service, as well as a financial guide that is there for you 24/7.

Level Assets by client Honorary fees per years
1. 0$ to 1,249,999$ 1.00%
2. 1,250,000$ to 1,999,999$ 0.90%
3. 2,000,000$ to 2,999,999$ 0.80%
4. 3,000,000$ to 4,999,999$ 0.70%
5. 5,000,000$ and more 0.50%
Level
Assets by client
Honorary fees per years
1.
0$ to 1,249,999$
1.00%
2.
1,250,000$ to 1,999,999$
0.90%
3.
2,000,000$ to 2,999,999$
0.80%
4.
3,000,000$ to 4,999,999$
0.70%
5.
5,000,000$ and more
0.50%
Advantages

Family asset
grouping program

Our advisory fee is calculated based on the family asset group of all combined accounts. The family asset group includes all family members.

Client file example:

  •  Mary’s assets total $649,564. Mary would be charged a 1.00% advisory rate.
  •  Mary’s brother, John has $239,489 in assets. John would be charged a 1.15% advisory rate.
  •  Mary’s parents have $1,179,742 in assets. Mary’s parents would be charged a 1.00% advisory rate.

With our Family Asset Grouping Program their combined assets total $2,068,795 which means Mary, John and their parents will now each be charged a 0.80% advisory rate. Mary will save $1299 per year, John will save $838 per year and their parents will save $2,359 per year. With our Family Asset Grouping Program the total savings for the family is $4,496 per year.

Advantages

Tax Deductible

A tax receipt will be issued by our Mutual Fund Dealer, PEAK Investment Services Inc. Our advisory fee can be tax deductible. We recommend you consult with your chartered accountant or tax preparer first before proceeding.